🇬🇧 UK Tax Calculator 2025
Calculate your UK income tax, National Insurance contributions, and take-home pay. Updated with 2025/26 tax brackets and rates for England, Scotland, Wales, and Northern Ireland.
Step 1: Region & Income
Select your region and enter income information
£75,000
£
Scotland has different income tax rates than England, Wales, and Northern Ireland
£
Income that is not subject to federal income tax (e.g., municipal bond interest, certain benefits)
2025/26 Income Tax Bands
Tax rates for England, Wales, and NI
- • Personal Allowance: £12,570 (0%)
- • Basic Rate: £12,571 - £50,270 (20%)
- • Higher Rate: £50,271 - £125,140 (40%)
- • Additional Rate: Over £125,140 (45%)
Scotland has different rates and bands.
National Insurance 2025/26
Employee NI contributions
- Class 1 NI: 12% on earnings between £12,570 and £50,270
- Additional NI: 2% on earnings over £50,270
- Lower Earnings Limit: £6,396/year (no NI below this)
Personal Allowance
Tax-free income threshold
- Standard: £12,570
- Reduced by: £1 for every £2 earned over £100,000
- Fully removed: At £125,140
- You can earn up to £12,570 tax-free in 2025/26.