🇩🇪 Germany Tax Calculator 2025
Calculate your German income tax (Einkommensteuer), social security contributions, and net salary (Nettogehalt). Updated with 2025 tax rates and social security contribution limits.
Step 1: Region & Income
Select your region and enter income information
€75,000
€
€
Income that is not subject to federal income tax (e.g., municipal bond interest, certain benefits)
2025 Income Tax Rates
Progressive Einkommensteuer rates
- • 0% - Up to €11,604 (basic allowance)
- • 14%-42% - €11,605 to €66,760 (progressive)
- • 42% - €66,761 to €277,825
- • 45% - Over €277,826 (top rate)
Plus solidarity surcharge (Solidaritätszuschlag) 5.5% for high earners.
Social Security 2025
Mandatory social insurance contributions
- Pension Insurance: 9.3% (employee share)
- Health Insurance: ~7.3% + surcharge
- Unemployment: 1.3%
- Care Insurance: 1.7%
- Total: ~20% of gross salary
Tax Allowances
Grundfreibetrag and deductions
- Basic Allowance: €11,604 (2025)
- Employee Allowance: €1,230
- Special Expenses: Various deductions available
- The basic allowance is the tax-free income threshold in Germany.